Vacancy! Vacancy!! Vacancy!!!

Vacancy! Vacancy!! Vacancy!!!

1st SABAOTH SECURITY TECH LTD

Is a 1st Class Security Agency based in Lagos.

This Agency has few vacancies available with attractive salary & conducive working Environment.

Advertising for the following Posts:
1. Security Supervisor
Qualification:
- certificate in Security Management or its equivalent
- or Diploma in security outfit or its equivalent
- WAEC
Experience: Minimum of two (2) Years.

2. Security Operative/Guard
Qualification:
 Minimum of WAEC

Experience: No experience required as there will be intensive training on the job.

NOTE:
- The agency will provide comprehensive security outfit
- Training & Re-training on the job
- Conducive working environment
- Attractive salary

Interested candidate should call: +234 703 102 7149

Or apply in person @ their office:
12, Otunba Street
Sabo-Ojodu
Lagos.

Your Job Is Not Enough 2

Your Job Is Not Enough 2!

Few days ago i started the series why you need more than one income stream. Please find below the remainder part of the broadcast.

5. People, who don’t seek, don’t find. Make the most of your free time.

6. Time is money! I’m sure you have heard that before, but do an inventory of your time and how are you really spending it.

7. You wake early, spend 2hrs on the road to work; then wait for traffic to clear before leaving at 9pm. What free time do you have?

8. Most are free at weekends; but use it to attend weddings, hang-outs with funny friends, clear the house, rest, eat out.

9. Do an inventory of your last 4 weekends, if none of your activities adds value to you or your bank account, you are on a run-down!

10. Who has been advising you? Stop reading and sighing, start reading and taking action.

Think through this, let the desire to change propel you to take action. I am willing to help if you contact me!

I have a system that works and it's working for me.

For info: www.infonigeria2day.blogspot.com.ng

For signup: www.helpinglives.com.ng/bbemmanuell

For ebooks: in box me

B. B. Emmanuel
+2348062451455

Financial Freedom

Financial freedom is a measure of banking efficiency as well as a measure of independence from government control and interference in the financial sector. State ownership of banks and other financial institutions such as insurers and capital markets reduces competition and generally lowers the level of available services.

In an ideal banking and financing environment where a minimum level of government interference exists, independent central bank supervision and regulation of financial institutions are limited to enforcing contractual obligations and preventing fraud. Credit is allocated on market terms, and the government does not own financial institutions. Financial institutions provide various types of financial services to individuals and companies. Banks are free to extend credit, accept deposits, and conduct operations in foreign currencies. Foreign financial institutions operate freely and are treated the same as domestic institutions.

The Index scores an economy’s financial freedom by looking into the following five broad areas:

• The extent of government regulation of financial services,
• The degree of state intervention in banks and other financial firms through direct and indirect ownership,
• The extent of financial and capital market development,
• Government influence on the allocation of credit, and
• Openness to foreign competition.

These five areas are considered to assess an economy’s overall level of financial freedom that ensures easy and effective access to financing opportunities for people and businesses in the economy. An overall score on a scale of 0 to 100 is given to an economy’s financial freedom through deductions from the ideal score of 100.

• 100—Negligible government interference.
• 90—Minimal government interference. Regulation of financial institutions is minimal but may extend beyond enforcing contractual obligations and preventing fraud.
• 80—Nominal government interference. Government ownership of financial institutions is a small share of overall sector assets. Financial institutions face almost no restrictions on their ability to offer financial services.
• 70—Limited government interference. Credit allocation is influenced by the government, and private allocation of credit faces almost no restrictions. Government ownership of financial institutions is sizeable. Foreign financial institutions are subject to few restrictions.
• 60—Significant government interference. The central bank is not fully independent, its supervision and regulation of financial institutions are somewhat burdensome, and its ability to enforce contracts and prevent fraud is insufficient. The government exercises active ownership and control of financial institutions with a significant share of overall sector assets. The ability of financial institutions to offer financial services is subject to some restrictions.
• 50—Considerable government interference. Credit allocation is significantly influenced by the government, and private allocation of credit faces significant barriers. The ability of financial institutions to offer financial services is subject to significant restrictions. Foreign financial institutions are subject to some restrictions.
• 40—Strong government interference. The central bank is subject to government influence, its supervision of financial institutions is heavy-handed, and its ability to enforce contracts and prevent fraud is weak. The government exercises active ownership and control of financial institutions with a large minority share of overall sector assets.
• 30—Extensive government interference. Credit allocation is extensively influenced by the government. The government owns or controls a majority of financial institutions or is in a dominant position. Financial institutions are heavily restricted, and bank formation faces significant barriers. Foreign financial institutions are subject to significant restrictions.
• 20—Heavy government interference. The central bank is not independent, and its supervision of financial institutions is repressive. Foreign financial institutions are discouraged or highly constrained.
• 10—Near repressive. Credit allocation is controlled by the government. Bank formation is restricted. Foreign financial institutions are prohibited.
• 0—Repressive. Supervision and regulation are designed to prevent private financial institutions. Private financial institutions are prohibited.

Sources. Unless otherwise noted, the Index relies on the following sources for data on banking and finance, in order of priority: Economist Intelligence Unit, Country Commerce and Country Finance, 2009–2012; International Monetary Fund, Staff Country Report, “Selected Issues,” and Staff Country Report, “Article IV Consultation,” 2009–2012; Organisation for Economic Co-operation and Development, Economic Survey; official government publications of each country; U.S. Department of Commerce, Country Commercial Guide, 2009–2012; Office of the U.S. Trade Representative, 2011 National Trade Estimate Report on Foreign Trade Barriers; U.S. Department of State, Investment Climate Statements, 2009–2012; World Bank, World Development Indicators 2012; and various news and magazine articles on banking and finance.

What is Financial Freedom?

Written by: Kim Kiyosaki

As you work towards your goals this year, you may have already run into some challenges. Well, congratulations! This is part of the valuable, learning process in achieving your dream… but this is only the beginning of your journey to financial freedom, and …

What is financial freedom?

Financial freedom is much more than having money. It’s the freedom to be who you really are and do what you really want in life. And many of us, especially women, lose site of this by putting others first and playing many different roles such as parent, spouse, employee, friend, and more.

If you want to be financially-free, you need to become a different person than you are today and let go of whatever has held you back in the past. It’s a process of growth, improvement and gaining spiritual and emotional strength to become the most powerful, happy, and successful “you” possible. That is the true reward of financial freedom.

Money Does Not Make You Rich.

Just because you have money does not mean you have financial freedom. In It’s Rising Time!, I talk about how people like Ed McMahon from The Tonight Show and Nicole Murphy, the ex-wife of actor Eddie Murphy, had millions of dollars and lost it all. Nicole Murphy spent her $15-million divorce settlement in less than four years. And towards the end of his life, Ed McMahon faced foreclosure on his Beverly Hills home and owed $747,000 in credit-card debt.

Both of these examples illustrate that even if you have a lot of money, if you don’t know what to do with it, it will be gone.

And ladies, do any of these statements sound familiar?

• I will find a rich man to take care of me.
• I don’t want to deal with finances and will ignore it.
• I’ll take the easy road today and deal with the consequences in the future.

If so, you are not alone as these are common choices women make. But if you don’t take financial matters into your own hands, your chances of having a secure, financial life are slim. The good news is that it’s not rocket science.

You can take control of your situation, no matter what it is, and enjoy financial freedom.

Enjoying the rewards of financial freedom is simply a matter of increasing your financial education and determining where you are now financially and where you want to go.

To start your journey, check out the Triple A Triangle™ from It’s Rising Time! I’ve broken down the process into three, easy-to-understand areas that include: Aspire to achieve a goal, Acquire knowledge and Apply what you’ve learned to be successful.

I know it can be scary to make change happen, but think about it: if you don’t take action now, what does your financial future really look like?

OF DANGOTE'S RISING FINANCIAL PROFILE AND THE REST OF US

by Thomas Wilson

A few days ago, the Forbes Magazine released its latest ranking of the richest people in the world. The list revealed that Nigerian billionaire and Africa's richest man, Aliko Dangote, is now Africa's first $20 billion man and the 25th richest man in the world.

The President/Chief Executive of the pan-African conglomerate, the Dangote Group, has become the first African entrepreneur to lay claim to a $20 billion fortune as the stock value of his flagship holding, Dangote Cement, leaped just about three-fourths since March 2013, when Forbes last released its yearly ranking of the world's richest people.

With a current market cap of $20.5 billion, Dangote Cement becomes the first Nigerian company to achieve a market capitalisation of over $20 billion. The global business and financial intelligence news magazine, Forbes, reported that Dangote's 93 per cent stake in the cement company is now worth $19.5 billion.

Carl Franklin, the head of Dangote Cement’s investor relations team in the UK, said:“Quarter one was the first sign of just how profitable we can be in Nigeria. The amazing thing is that 66% of our gas-fired production in quarter one was done at 84% gas. "Imagine what would happen to margins if we did the same amount at 95%. This has given investors a good sense of what we can really do when everything goes in the right direction.”

Added to this are his controlling stakes in other public-listed companies like Dangote Sugar and National Salt Company of Nigeria, and his significant shareholdings in other blue chips like Zenith Bank, UBA Group and Dangote Flour.

He equally has extensive real estate portfolio, jets, yachts and current cash position, which includes over $300 million in recently-awarded Dangote Cement, which puts his current worth at over $20 billion.

With his fortune, Dangote is richer than Russia's richest man, Alisher Usmanov, India's Lakshmi Mittal and running neck and neck with India's Mukesh Ambani. He is also catching up on such Americans as Google's billionaire founders, Larry Page and Sergey Brin.

Dangote Cement had recorded an unprecedented surge in share price largely due to market response to its impressive results in the first quarter of this year. Its unaudited results for the three months ending March 31 showed that the company's pre-tax profit rose to $339 million, representing an 80.6 per cent increase from last year and a strong indicator of the company's future earning potential.

The results also indicate a 79.5 per cent rise in its earnings per share over the corresponding period last year. While Forbes reasoned that other companies might eventually achieve this, it noted but it would take a bit of time. Dangote Cement currently accounts for over a quarter of the total market capitalization of the Nigerian Stock Exchange (NSE).

The second largest company on the NSE is currently West Africa's largest manufacturer of alcoholic and non-alcoholic beverages, Nigerian Breweries, with a market cap of $8.5 billion.

Dangote debuted on Forbes' billionaires list in 2008 with a fortune at $3.3 billion, which dropped to $2.5 billion in 2009 and plunged further to $2.1 billion in 2010.

This, however, surged 557 per cent in 2011 to $13.8 billion after he took Dangote Cement public. He dropped to $11.2 billion in last year's rankings, but rebounded at $16.1 billion this year. Since March, his fortune has jumped another 30 per cent.

Forbes believes that Dangote still has bigger ambitions, as he reportedly told the magazine's Wealth Editor, Luisa Kroll, at Davos in 2011 that he expected his firm to have a market cap of $60 billion within five years.

What I found amusing in all of this is that Aliko, the son of Dangote started off in the seventies as a mere trader in cement. Today, he is one of the world's largest cement manufacturers, vis-a-vis other business concerns.

All of us do not have to be billionaires, but we can work our ways to the top in our chosen vocations and be relevant in society and beneficial to mankind.

It is very convenient to fold your hands and blame your woes on the Nigerian epileptic system. No regular power supply, no fuel, no government incentives, no this no that. Yet, in the midst of all of these inadequacies, some people are making head ways in their chosen vocations and consistently climbing up the ladder.

Why brand yourself the weeping child? Look beyond your present status and limitations and begin to think globally. The unfortunate truth is that, there are people whose destinies are tied to yours. There are people whose elevation in life is tied to your own elevation. If you continue to complain and fail to soar above environmental limitations, you inadvertently jeopardize their emergence!

So, it is time to re-charge your inner battery. The law of relative comparison favours your glowing heretofore. For if Aliko, a little boy from Kano, can rise from nowhere to become a global brand today, then there is no tenable excuse for you not to soar. 

If he can, you can.

Dr. Thomas S. Wilson

Akure

First published in Trace News Magazine, 23rd March 2014.

Like

CHANGE YOUR MINDSET

7 Point Formula for Financial Freedom: Personal Finance Tips to Help You Make More Money!

Written By Brian Tracy

One goal that we all have in common is that we all want to make more money and improve our personal finance. However, only a small percentage of us actually achieve the financial freedom we long for. We all want to have enough money so that we never have to worry about money again. The only question is, “are you going to do it or not?”

The good news is that there are more people achieving financial freedom faster today than ever before. There are currently almost four million millionaires, most of them self-made, first generation. Through proper financial planning and making it a goal to improve your personal finance, you can become one of them too.

Here is a seven point formula that you can use to make more money, improve your personal finance, and achieve financial freedom in the years ahead. I have taught this proven formula to countless people in my seminars and I have never had anyone tell me that it didn’t work and that it did not help them make more money. All over the country, I run into people who improved their personal finance and are now earning many thousands of dollars more each year as a result of applying this formula and consistently improving their financial planning.

This formula for financial freedom is based on the fact that it is possible for you to increase your productivity, performance and output by one half of one percent per week. This one half percent improvement can be achieved by something as simple as setting better priorities each day. If you can improve your productivity, performance and output by one half of one percent per week, and you can do this for four weeks in a row, you will be two percent more productive than you were when you began. Here they are:

1. The Golden Hour

Get up every morning two hours before you have to be at work, or at your first appointment, and invest the first hour in yourself. This is called the “Golden Hour.” And the first hour of the morning is the rudder of the day. It sets the tone for everything that happens afterward.

If you read one hour each morning, that will translate into about one book per week. This will translate into about 50 books per year, or 500 books over the next ten years. The very act of reading one hour every single day will enable you to increase your productivity, performance and output by one half percent per week consistently. It will give you your thousand percent increase over ten years.

2. Rewrite Your Major Goals for Financial Freedom

Rewrite and review your goals every day and think of how you could accomplish them. This will take you between five and ten minutes. The very act of writing and rewriting your goals, and thinking about them each morning before you start off, will increase your productivity, performance and output by half a percent per week, two percent per month, 26% per year.

3. Plan Every Day in Advance

Step number three is for you to plan every day in advance. The best time to do this is the night before. The very act of planning each day, each week, each month, in advance will make you far sharper and more precise at everything you do. You will find yourself with better focus and a greater sense of self-control and personal power when you work from a list. Your efficiency will jump 25% the first day.

4. The Principle of Concentration

Concentrate single mindedly, every hour of every day, on the most valuable use of your time. The principle of concentration is absolutely essential to achieve financial freedom. Virtually everything you do in terms of goal setting and financial planning is aimed at enabling you to determine the one or two things that you should concentrate on more than anything else.

Your ability to develop the habit of concentration will do more to assure your personal finance success than perhaps any other skill or habit you can acquire.

5. Listen to Audio Programs to Make More Money

Listen to audio programs in your car. The average person spends 500 to 1000 hours per year behind the wheel. By turning your car into a university on wheels, you can become one of the most knowledgeable and most skilled people in your profession.

I have spoken to thousands of people who have learned how to make more money by listening to audio programs continuously as they drove around. The very act of listening to audio programs, all by itself, can give you an increase of one half percent per week and more over time.

6. Magic Questions

Ask yourself the two “Magic Questions” after every meeting and every event of importance in your life. The first question is, “What did I do right?” And the second question is, “What would I do differently, next time?”

By reviewing your performance immediately after every meeting, sales call, and presentation, you will become better and better, faster than you can imagine.

The answers to both of these questions are positive. By reviewing what you did right and what you would do differently next time, you program into your mind a predisposition to be even better the next time out. If you take a few minutes and write down everything you did right and everything you would do differently immediately after a call or presentation, you can double and triple the speed at which you learn and grow and improve in your work.

7. Learn to Appreciate

The final point is to treat everyone you meet like a million dollar customer. Treat every single person, at home and at work, as if they were the most important person in the world. Since everybody believes that he or she is the most important person in the world, when you treat them as if they were, they appreciate your recognition and acknowledgment more than you can imagine.

By setting financial freedom and personal finance accumulation as your goals, and then by implementing proper financial planning on the one hand to get better and better at what you do while on the other hand saving more and more of what you earn, you will become financially independent, if not a self-made millionaire in the years ahead.

I hope you enjoyed this article on how to improve your personal finance and achieve financial freedom! If you have any other personal finance tips that have helped you make more money over the years, please share and comment below!