Debt Consolidation Reviews: How You Can Manage Your Debts

There are a number of strategies that people can use when looking for money to clear up their past due accounts. Debt consolidation loans are among the most popular solutions for consumers with problems like these. They give borrowers adequate sums of money for paying their creditors off.

It is important to understand, however, that there are many different programs and products out there. Some will prove more beneficial to borrowers than others. These can vary in the amount that they cost and in the benefits that they supply. Thus, it is always a good idea for people to do plenty of research before committing to any specific option.

There are two main ways that this process can be handled. First, people can use their own assets to secure a loan of this type. When a form of security is used, the lender will give the borrower more freedom in determining how the money is used and how debts will be paid.

The second option is to get an unsecured loan from a business that deals with high-risk consumers. With an unsecured loan, borrowers will take on a rigid payment plan. They will not be given the borrowed monies directly. These will instead be disbursed to collectors as the lender sees fit. In fact, the lender will also have the authority to try negotiating new settlement amounts.

With unsecured loan options, borrowers must remember that they will have to pay extra fees overall. This is because lenders that offer unsecured loans to high-risk consumers must account for the additional risk that they are assuming. Thus, the total amount of interest and all of the associated fees can wind up being quite considerable.

Another important thing to take note of when using these products is the fact that the negotiation process can have a negative impact on your consumer credit score. If you get a secured loan, you will have the opportunity to pay off debts in full. Your credit score will rise and your purchasing power will increase as well. You can even look forward to making better impressions on any companies or organizations that run background checks, such as those that are completed as part of the hiring process. More companies are investing in reports like these and thus, it is definitely worthwhile to make improvements to a damaged credit profile.

Conversely, the process of using unsecured loans can have a detrimental impact on your long-term financial health. This is simply because your accounts will not be recorded as paid in full. They will be charged off instead. This means that although consumer credit scores will improve, they will not likely reach the optimal levels that most people are hoping for. You will have to do some additional work in order to build more positive credit.

The main lure of unsecured loans is simply the fact that these products are highly accessible. The companies that offer them cater specifically to high-risk consumers. Thus, if you do not have any assets that you can offer as collateral, these funding products may be the best way to start getting your finances back on track, in spite of any potential drawbacks that they might entail.

Can credit debt consolidation loans help you reduce your debt? Find out how debt consolidation loans can help you consolidate your credit cards or loans. Apply online today.

Article Source: http://EzineArticles.com/8442529

Try this: 100 Websites That Are Ready To Pay You $100 A Day Working For Just 2 hrs Daily Without Spending A Dime!

Make $100 A Day From 100 Websites

In this manual, you are going to discover a little known system that only a few are using to make hundreds of dollars daily on the Internet. And you are going to be able to start profiting from it right away.

You may have been on the Internet a long time, bought into several programs that promised to help you make money on the Internet, but up till now you have not made a dime.

You are in luck today for coming in contact with this manual. You are just

about making your very first money on the Internet, and it’s going to be a

really big one, I can assure you.

The most amazing thing about this system is that it is so simple, totally risk-free, and enormously rewarding, yet only a few people know about it. Anyone, from any where in the world with Internet connection can partake of it, and make as much money as they can without owning a website – your earnings are limitless!

What Is The System?

On the Internet, there is a common saying that content is king. What this

statement emphasizes is that the success of any website depends on the

volume of content in it, and its quality. People come to a website because of the information they want to get there.

And it is only when people visit a website that the owner stand a chance of making money from it as the visitors may perform certain actions that would allow the site owner to make money.

For this reason, any website owner that desires success would work towards having lots of quality content on their website to attract the hundreds of millions of people that use the Internet daily.

To achieve this, some website owners employ freelance writers to produce

fresh and unique articles for them, while many others are now deciding to go the smart way. And that is where the opportunity you are about discovering and exploiting comes about.

Now, what is this system all about?

There are many websites on the Internet, whose business model is to become massive and build huge traffic. Most of them now have monthly traffic in millions, with people visiting them from all parts of the world to read their articles or different subjects to get information.

For these websites to achieve their goal of been huge, they need to have tons of articles loaded onto them daily. Since they cannot afford paying freelance writers to keep writing articles for them day in, day out, their best bet is to ask Google to give a certain percentage of their adsense revenue to anyone who signs up with them and contributes articles.

If you don’t know what adsense is, let me quickly explain it here, although, I will be treating it deeply later.

Google adsense are those contextual Google adverts you normally see displayed on certain websites that signed up for it. The adsense that shows up on a web page are always related or relevant to the content on the page.

When people visit the page to read its content, they will see the Google adsense also displayed on the page. And because they are looking for information, they will naturally click on the Google adverts to get more information.

And this is where the money is made. When someone clicks on the adsense on your page, Google will credit your account instantly. That means you have made money for that click.

The amount of money you will make for a click on your adsense is not fixed, it depends on two factors:

It depends on the level of bidding on the keyword that generated the advert on your page. If the bidding is high, then your earning per click will be high.

This is why sometimes you can make $0.20 on a click on a particular keyword, which could fetch you $0.50 or more some other times.

The second factor is the kind of subject you have written on. Some subjects are heavily bided on, so much that you can make up to $5 or more for just one click.

In the same vain, some subjects have very low bids, and this of course will translate to making very low amount of money on a click.

That is what adsense is, and because it is a pay per click program, where you make money when visitors to your site click on your adsense, without necessarily buying anything, it proves to be the easiest way anyone can make money online. All that is needed is to be able to draw traffic to your site. At the end of the day, by the time all the clicks on your adsense are added up, you would have earned lots of money that day. For instance, if a click on your adsense gave you $0.20, and you got 10 clicks, that’s $2 for that day.

But if you got, say 100 clicks, that’s $20, etc – there is no limit to what you can earn – the greater the traffic to your site, the higher you could earn.

I have just explained adsense, assuming that you have a website and you have adsense running on it. Now, let’s get back to making $100 a day without having a website.

As I said before, those big websites need people to partner with them by supplying them articles. And in return they ask Google to share the revenue that is made from the adsense showing on the partner’s page, by certain percentage.

Many of them share the revenue 50-50, while some give 60 to 75% of the

earnings to the article supplier. Some even give all that is 100% of the adsense revenue earned by the article to the owner.

The idea is to encourage people to continue to provide articles for their websites, and they will make their money mostly from advertisements. The greater the traffic to their site, the more advertisers would want to advertise their products on their sites, and the more money they can make for themselves.

To the writer, or the article provider, this arrangement is great! You don’t

need to own a website, and you don’t need to bother about promoting the site and driving traffic to it. These big sites that offer such partnership opportunity take care of promoting and managing the sites, and they are able to pull in millions of traffic every month.

Therefore, your chance of having people visit your page, from the hundreds of thousands that visit the site daily, and getting lots of clicks on your adsense, is very high.

One of such sites is xomba.com. xomba.com currently receives close to 2million visitors from the US alone every month. You can confirm this by going to http://www.quantcast.com and searching for xomba.com’s traffic.

Xomba.com allows people to provide articles and receive 50% of the adsense revenue generated from the articles. You are free to write or provide articles on any subject of your choice, especially on subject you are passionate about.

If you sign up with them, like any other site that offers sharing of adsense

revenue, your earning is computed this way:

If it is 50-50 sharing ratio, it means that Google will display your adsense 50% of the time in a day, while it displays the site’s owner’s adsense for the other 50% of the day.

If it’s 60-40, then Google will display your adsense 60% of the day, and show the site owner’s adsense 40% of the day – the adsense of both sides are alternated according to the shared ratio.

Your earnings are shown in your Google adsense account, and when it reaches $100, which is the payout limit, Google will send you a check, which you will log into your domiciliary account with any local bank, such as GTB, and UBA, and in three weeks it will be credited to your account for you to use.

With the huge traffic that xomba.com receives; it is common for writers or people who submit articles frequently to make up to $1,500 in a month. Now, here is where it gets really interesting.

Suppose you can make just $1 from xomba.com or any of the revenue

sharing sites in a day, how much would you make from 100 of them that I

will be showing you shortly? Of course, that will be $100 in a day.

If you decide you want to make $1 a day, and you want to partner with all the 100 sites, each giving you $1 a day, then you are out to make “$100 A Day” a reality in your life. Is this goal achievable? My answer is a very big Yes!

Making $1 is just a matter of getting two to three clicks a day, and that will not be a problem at all considering the massive traffic that come to these sites daily. Instead of $1 a day, you are surely going to make much more.

Here Are The 100 Sites You Can Partner With And Share In

Revenue

Having known how Google Adsense and revenue sharing work, we will now see websites which offer to share their Adsense revenue with writers. Please note that although I’m convinced that these sites are genuine and would not cheat on their writers I also ask that you do your due diligence and take the decision yourself to either join them or not.

http://www.xomba.com

http://www.suite101.com

http://www.oocuz.com

http://www.articlecodex.com

http://www.yousaytoo.com

http://www.bloggerparty.com

http://www.cybersist.com

http://www.auctioncut.com

http://www.webmasters.org

http://www.soundchilds.com

for further details on the rest contact me via email: bbemmanuell@gmail.com 

Earning a little extra money from the comfort of your own home

There are a lot of work-at-home scams out there, so I've put together a tried and tested list of companies that offer genuine, viable ways to make a little extra money from the comfort of your own home.

• 
  View Photo
  Yahoo Finance UK - (Image © Fotolia)

I spent several years wishing I was self-employed and longed to work from home, but like everyone else I had financial commitments that left me feeling wary of writing that resignation letter and hoping for the best. I had a clear idea of what my own business would look like, but simply couldn't afford to have no income while I built my client base.

I decided to start researching ways of making some extra money from home as a buffer and quickly found that there were several websites promising me that I could be making thousands of pounds from home each month by simply buying their e-book. Of course there are lots of scams out there when it comes to working from home, but there are an increasing number of genuine, viable opportunities too.

I'm not suggesting that you could make enough money from any of the listed ideas to quit your job, but I am suggesting that they offer a way to make a little extra income from the comfort of your home. I tried all of these companies before I eventually left the security of employment and started out on my own. I don't do many of them these days as my own business has grown, but they are all genuine and worth looking into if you are a stay-at-home parent, retired, or simply want to make a little extra money without getting a second job.

Website usability testing

Have you ever landed on a website that you found really frustrating to navigate, thought the design was garish, or had no idea how to sign up for their mailing list? Becoming a website tester allows you to provide website owners with feedback on their site, which enables them to make improvements or understand why hits are not converting into sales. Testers need to have a microphone (most modern computers have an inbuilt microphone) and be able to say what they are thinking as they browse the test site, but no technical knowledge is required.

Both TryMyUi and WhatUsersDo are currently accepting new tester applications. Tests take 15-20 minutes to complete and testers are paid around £6 a test. The application process involves recording a test video and both sites have a guidance section on what they are looking for, so take some time to read this information before recording your test video.

Writing

There are a lot of content mills out there that pay writers less than 1p per word and if you need to earn some quick money you may be satisfied with that. Some content writing sites also charge fees and have high pay out thresholds, so it can be tough to actually make any real money with them. Competition is fierce when it comes to content writing so don't expect to earn well, but there is money to be made if you sign up with the right sites and choose your briefs wisely.

Zerys, Textbroker and Copify all have fairly simple application criteria and enable you to pick briefs from a list of available orders rather than simply assigning work to you. This matters because you really want to focus on topics you can write about quickly and have some knowledge of or you will spend too much time researching for it to be financially worthwhile.

Surveys

I know you're thinking that surveys are a waste of time and most of them are. Again, it's about picking and choosing wisely. I found the following three survey sites to offer the best income-earning potential and they also have comparatively low pay out thresholds:

Honest Rewards typically pays between £1 and £10 a survey (depending on nature and length) and also offers the opportunity to test new products. UK residents can withdraw their earnings to a PayPal account as soon as they have earned £15.

Crowdology has a payment threshold of just £4, which you could realistically earn in a few days and they also pay by PayPal.

Swagbucks is an American site that offers multiple ways to earn including surveys, daily polls, searching the web and watching videos. UK residents can redeem rewards for gift cards from retailers such as Amazon, Marks & Spencer and Pizza Express, or choose to have money deposited into their PayPal account.

Freelance

If you're a talented web designer, artist, coach, transcriber, translator, typist or just about anything else you can think of, freelancing could be the perfect way of earning some additional money. Sites such as PeoplePerHour and Elance enable freelancers to sell their services to a global audience, bid on jobs and make connections with clients that often turn into long-term business relationships. Simply register, complete your profile and start bidding on jobs!

Odds and ends

Don't forget about boosting your expendable income by utilising coupons to save money on purchases and using cash back sites such as TopCashBack to earn money back whenever you buy something online. Also, think about whether you have extra space you could rent out to a commuter or local business such as a garage, drive or cellar.

If you have any other suggestions for making a little extra money from home I'd love to hear them.

How to Boost Your Income

I’ve written a lot — at TIME Moneyland and other sites — about the importance of taking charge of your own financial life. Nobody cares more about your money than you do. If you’re not willing to be smart with your money, you can’t expect others to do it for you.

One of the best ways to improve your personal economy is to increase your income. Yes, frugality is an important part of personal finance; cutting costs will help your dollars last longer. But there’s only so much you can trim from your budget. Eventually you’ll have to look for other ways to make ends meet.

(LIST: 10 Things That Are Actually Getting Cheaper)

But while there’s a limit to how much you can lower your expenses, your earning power is unlimited — at least in theory. I’ve heard stories from folks who’ve managed to retire early by supercharging their income for just a few years. They’re the exception and not the rule, of course, but almost anyone can increase income by a few hundred dollars per month. It just takes a bit of creativity and a willingness to work. Here are a few ways to do that:

• Take a second job. This is the most obvious way to earn more, and often the easiest. The current job market might make it tough to moonlight in some parts of the U.S., but generally, working a second job is a safe, secure way to boost your income.
• Make money from your hobbies. Many people have some talent or skill that others might be willing to pay for. I’ve met people who make spare cash by binding books and printing buttons. Or by mystery shopping and belly dancing. I’m not a great photographer, but I’m good enough to have earned a few hundred bucks with my work. That’s not a lot, but it was enough to start my emergency fund.
• Sell stuff. When I was getting out of debt, I generated quick cash by selling the junk stuff I’d bought with my credit cards. I didn’t make back everything I’d spent, but that wasn’t my goal. I just wanted to get a fair price quickly so I could get out of debt. I sold my things on eBay and Craigslist and at garage sales, and the money I earned helped me meet my goals.

Here’s a real-life example: Last weekend, I met a fellow who buys and sells things on Craigslist, the online classified site. He quickly snatches up free or cheap items and then resells them at the market rate. For instance, he might pick up a free washing machine or a $10 rototiller and then sell each for $50 or $100. This started as a hobby for him, a way to earn extra cash, but now it’s how he makes his living.

(LIST: 20 Money-Saving iPhone Apps)

There are some subtle things you can do to boost your income over the long-term. If you ask for (and receive) a raise, that increase will have a positive impact on your income for years. Also, it often helps to improve your education, if only through classes at the community college. Studies show that in general, the better your education, the better your income.

Really, though, there are tons of ways to make more money: online surveys, medical research and marketing studies, and the afore-mentioned mystery shopping. Frugality is great, but increasing your income is probably the best way to take charge of your financial situation, and there are many ways to do it.

How to make money online

1. The first step is to stop Googling things like, "how to make money online." Not because you shouldn't want to make money online, but because the stuff you're going to find by doing that is going to help you lose money online. Sort of like asking a casino owner how to make money in Vegas...
2. Don't pay anyone for simple and proven instructions on how to achieve this goal. In particular, don't pay anyone to teach you how to write or sell manuals or ebooks about how to make money online.
3. Get rich slow.
4. Focus on the scarce resource online: attention. If you try to invent a way to take cheap attention and turn it into cash, you will fail. The attention you want isn't cheap, it's difficult to get via SEO and it rarely scales. Instead, figure out how to earnexpensive attention.
5. In addition to attention, focus on trust. Trust is even more scarce than attention.
6. Don't worry so much about the 'online' part. Instead, figure out how to create value. The online part will take care of itself.
7. Don't quit your day job. Start evenings and weekends and figure it out with small failures.
8. Build a public reputation. A good one, and be sure that you deserve it, and that it will hold up to scrutiny.
9. Obsessively specialize. No niche is too small if it's yours.
10. Connect the disconnected.
11. Lead.
12. Build an online legacy that increases in value daily.
13. Make money offline. If you can figure out how to create value face to face, it's a lot easier to figure out how to do the same digitally. The web isn't magic, it's merely efficient.
14. Become the best in the world at something that people value. Easier said than done, worth more than you might think.
15. Hang out with people who aren't looking for shortcuts. Learn from them.
16. Fail. Fail often and fail cheaply. This is the very best gift the web has given to people who want to bootstrap their way into a new business.
17. Make money in the small and then relentlessly scale.
18. Don't chase yesterday's online fad.
19. Think big, act with intention and don't get bogged down in personalities. If it's not on your agenda, why are you wasting time on it?
20. Learn. Ceaselessly. Learn to code, to write persuasively, to understand new technologies, to bring out the best in your team, to find underused resources and to spot patterns.
21. This is not a zero sum game. The more you add to your community, the bigger your piece gets.

55 Income Generating Ideas You Must Try!

These days many people are facing financial difficulties. If you are one of them, the followings are options that you may want to consider. Whether you are looking for an easy way to make a few extra bucks, or make enough to pay a bill or two, or even if you are looking for an online opportunity that will help you make a living, I am sure one of these 53 money making ideas will serve your purpose.

Although I must warn you, if you are looking for a way to get rich quickly, you are reading the wrong post. None of the ideas mentioned below are going to get you rich overnight. But there are some methods that depending on your skills and commitment could turn into a full fledged money making business.

With that said, here are 53 ways you can earn extra money working from home and online:

55 Money Making Ideas Worth Trying

1- Take Paid Surveys

Doing online surveys for money could indeed be the easiest method to make money online for many people. Market research companies get paid from manufacturers and companies to gather feedback from their consumers, which they do by conducting online surveys. They then share some of that revenue with their members who take part in online surveys they conduct.

Although, paid survey scams have made it harder for people to find legit surveys sites to work with, there are still lots of legitimate paid surveys that pay for your opinion.

2- Get Paid To Read Emails

As the title suggest, you get paid for reading emails. Everyday you receive paid emails in your inbox with links to different websites, which you have to click and view for a few seconds. Not a lot of cash, but it’s something extra.

3- Get Rewarded To Complete Offers

Another option that is both easy and quick is getting paid to do free offers. Reward programs or GPT (stands for Get Paid To) as they are known, are sites that pay their members for doing variety of things.

Basically, you are compensated for doing things that you already do online in some way or another, such as signing up for freebies, registering with interesting sites, shopping, visiting different websites, etc. GPT sites are like the middle man, they get paid from advertisers to drive leads (you) to their site. They then give a percentage of what they earn from their advertisers to you (members).

4- Become A Mystery Shopper

Mystery shopping is becoming a popular method for companies for evaluating the performance and customer service skills of their employees. Although there are a lot of different opinions about this, mystery shopping is actually growing as an industry. You will be assigned to shop and dine in different places and report your experience back.

Depending on specific assignments, you can expect to be paid anywhere from $40 to $300 or more per assignment. Of course, the amount that you spend buying goods and services will be reimbursed. Sometimes you get to keep the item you bought at no charge to you.

5- Play Games (Game Money)

Yes you can actually get paid to play online games. On game sites like Farm Gold and Second Life, you can make virtual money which can be exchanged for real money.

I am sure you have heard of Ansche Chung, the first person who become a millionaire exchanging her virtual money earned from Second Life for real money (worth over a million dollar).

6- Do Freelance Writing

One of the most popular options when it comes to Internet money-making is freelance writing. You don’t need any money to invest, there is no need to own a website, (although having one helps) and best of all you can make quick money.

In most cases you get paid the same day you finish the project. There are tons of places online where you can offer your writing service to others. There are even some websites that pay you for writing exclusive content for them.

7- Affiliate Marketing

This is by far one of the top choices for a web-based business. You are basically selling other people’s stuff for a commission. You can find digital products like e-books and short reports to promote on sites like ClickBank and PayDotcom.

8- Surf The Web

This is one of the earliest GPT style sites that created an opportunity for anyone to earn few cents at a time by visiting advertiser’s websites for a set amount of time (usually less than 10 sec). You can’t really call it earning money, but at the same time, there is not much work required either.

9- Stock Photography Sites

If you like photography and enjoy taking interesting pictures, there are a bunch of websites known as Stock photography Sites where you can upload your images and receive a commission each time someone downloads an image of yours.

The good thing about using stock photography as a way to pocket a few bucks is that its passive income. You upload the picture once, but you keep getting rewarded each time somebody downloads it. Imagine the potential of having 100s of images on 5 or 6 stock photography sites.

10- Sharing Files Online

Very similar to stock photography option, but it’s files and documents instead of pictures. There are a couple of document sharing sites that you can upload any kind of file you own to, every time someone downloads one of your files, you make a few cents. Files can be in almost any format, from TXT to PDF and everything in between.

11- Review Products And Websites

Set up a website or a blog and start a review site. Website owners and bloggers will pay you to post a review of their site on your site. It helps them get the word out and helps you get the dough.

You can also review products you are an affiliate of, on your site, linking to the merchant’s site using your especial affiliate link, so that whenever someone buys the products using your link, you get your commission.

12- Get Paid To Search

Search engines are big money makers. No wonder every day new search engines pup up everywhere. But since they are not as big as Google and yahoo and some other engines, they use rewards as a way to entice users to search on their site. You won’t make a lot of money fast, but it’s a good chunk of change for what you already do anyway.

13- Sell On eBay

Almost everyone knows the potential of becoming an eBay seller and you are probably tired of hearing about it. But the truth of the matter is that eBay is a really good online business opportunity.

The best part about launching an eBay store is that you don’t really need to invest financially to get started. Start by gathering your unused stuff around the house, clean them up, take a few nice photos and list them on eBay. No mater how much money you end up making selling your unwanted stuff on eBay, it’s still better than letting them dust in your garage!

Once you get the hang of it, you can do the same for your neighbors, friends and family members for a small fee. And if you really want to scale it up, find out what are the hot selling items on eBay, find a wholesaler, buy them in bulk which comes out way cheaper, then sell them individually for a profit.

14- Craigslist Is Not Just For Lost Connections!

Craigslist is one of the most visited websites on the planet and that creates an opportunity like no other for anyone who is creative and not afraid of taking action. The easiest way to make a buck with Craigslist is to simply pick free times in the “free” section and sell them right back on CL for a profit.

For example, there are always tables, chairs, beds and all kinds of wood works that people are giving way free, you just have to go pick them up, freshen them up a bit, perhaps put a fresh new coat of paint on them and you have yourself a piece that’s worth some cold hard cash.

15- Design Logos

Hundreds of new websites and blogs are born everyday. Most of them will need a logo, but not every site owner knows how to make a logo. If you have some design talent, you can create a small business out of it, offering custom logo creations on webmaster related forums and classified ads sites. Don’t have a professional software? Use free imaging tools such as PhotoFilter to make stunning logos.

16- Flipp Website and Domain

It’s Just like flipping houses! Buy good domains and resell for a profit. Build a website or a blog, work on it for a while and once you got it to a stable point, let it go for a nice chunk of change. People like websites that are ready to go, and they do shell out handsomely. Hundreds of websites are bought and sold every day on sites like Flippa.com.

17- Design And Build Websites

If you are good at designing sites, why not use it to help yourself financially?… There are even free software such as Kompozer that you can use to design and build nice looking websites without any knowledge of HTML. Use webmaster related forums like WarriorForum and DigitalPoints to find buyers.

18- Design T-Shirts And Other Customizable Items

If you are good at coming up with catchy phrases and cool designs, you can make a decent living by designing and selling T-shirts on sites like CaféPress.

You don’t have to spend a dime on stocking products, printing designs, shipping, payment processing and returns. It’s all done for you by CafePress. All you have to do is sign up for free, create and upload coll designs, drive potential buyers to your page and earn yourself some moolah.

19- Make Digital Scrap Booking Templates

I personally don’t get this, but many people love to scrapbook, and they do pay handsomely for templates. Make different kinds of templates and make it easy for people to use them.

20- Take Advantage Of YouTube

One way to use YouTube is to use it as a tool to make yourself known. In this age of YouTube and instant super stardom, it’s not very far-fetched to think you can become a star if you can sing. YouTube and other video sharing sites make it possible and easy for anyone to have a chance to be discovered by record label companies.

Of course, there are other ways to use YouTube as a money-making platform as well. For example, you can create product review videos, place your affiliate link in the video and earn commission for every sale that is generated by your link.

21- Making MySpace Backgrounds

They are all over the Internet, those ads for MySpace background! And that means only one thing, there is still a market for MySpace backgrounds! Creating MySpace backgrounds isn’t that hard. But most users don’t have the time to do it or are simply lazy.

You can provide them with this service and customize their MySpace pages and charge a fee for doing so. What better place to advertise your service than MySpace itself?…

22- Make Videos

With the huge interest in videos online, there is always room for more. Create interesting videos of yourself or whatever and upload them to sites like Revver and Break. They will share a percentage of their ad revenue with you. Plus, you get something for each download as well.

23- Do Directory Submission

In order for a website or blog to be successful and generate revenue, it needs traffic. There are many ways to work on traffic. One way is to submit your site to website directories which is very tedious and time-consuming. That is why many webmaster and blogger who are busy with other aspects of running their online business, hire people to do it for them.

That’s where you can come in and offer to submit their sites to directories for a fee. Use forums like SitePoints and DigitalPoint to offer your service to webmasters.

24- Build A Niche Directory

You have seen those directory sites that have a list of specific sites in different categories. Set up one for yourself. Gather a list of sites and sources related to a specific niche and list them on your site.

Sell ad space to other webmasters to generate revenue. You can charge a monthly fee to have their ads shown on your site. BuySellAds.com is a good place to look for potential customers.

25- Making Photo Mosaics

If you can make photo mosaics, set up a website and offer your Photo Mosaics service. You will be surprised how many people pay for these things.

26- Work As A Virtual Assistant

As more online based businesses are born every day, the demand for virtual assistants is growing as well. People use virtual assistant for research, finding things, doing time-consuming tasks, making phone calls and etc.

Again, you can use webmaster related forums and/or forums that online business owners hang out at and out an ad in classified section. I have seen so many people make a living (and they still do) by using this simple strategy.

27- Hosting Online Forums

Use software like SebFlipper to host hundreds of separate forums from a single web server. Then charge people who are looking for a good host for their forum, to host their forum for them, or you could offer free hosting, but under one condition, you get to show your own ads (be it Ad sense, affiliate products or what have you) on their forums.

28- Install Applications

Most People have problems with installing different kinds of applications. If you are good at installing a particular app or a software, why not earn some extra money while helping others!…

29- Start A Blog

Blogging is becoming increasingly popular. You can set up a blog in less than an hour. There are many free blogging platforms you can use at first. When you get comfortable, then pay for your own hosting and domain name.

You can blog about anything you like, from your weird uncle bob to politics, your weight loss plan and your lovely girlfriend to finding a job, how much you hate paying taxes and everything else in between. No matter how bizarre and unusual your blog is, there is always an audience for it.

You can monetize your blog to generate revenue by displaying Ad sense ads, selling affiliate products, selling your own stuff, selling advertising space and etc.

However, contrary to popular belief, becoming a pro blogger and making a living as such, takes lots of work and time. You have to be patient and willing to put a lot of time and effort into it.

30- Start A Pod Cast

Think of it as voice or video blogging. Use free services like Odiogo.com to turn your blog into a podcast! Talk about interesting topics that will draw in lots of audience.

Once you have established yourself and have a decent size audience, monetize your podcast with ads. It’s a joyful and really fun way of turning a passion into a profitable web-based business.

31- Participate In Paid Focus Groups

Focus groups are basically the same as paid surveys, but unlike paid surveys most focus groups are conducted in a physical location. Focus group studies are held in most major cities.

You will be in with a group of other selected people, discussing and answering questions about whatever product or service the study is about. You can expect to make between $60 to $250 for an hour to a full day of study.

32- Domain Drop Shipping

It’s basically selling domain registration for big domain registration sites like TuCows, which makes it easy for you to start your own private label domain registration. You get compensated not only for the initial sale, but for renewals thereafter as well.

33- Create And Sell E-Books

You can make e-books about anything. It’s not as hard as you think. Look at some e-books that are selling for $50 -$100 or even more, and you see what I mean (most of them are crap, but people do pay for them!).

Got tasty recipes that you have learned from your grand ma!? Turn all that knowledge into a mouth-watering e-book with step by step guide on how to make those recipes. The best part is that it won’t cost you a penny. That’s right, you can write and create an e-book for free!

34- Amazon Mechanical Turk

It’s one of the biggest micro freelancing sites on the planet and it allows millions of people around the world to earn additional cash doing simple and sometimes rather strange tasks that can not be done by machines and computers. Tasks such as differentiating pictures from text, rewriting a sentence, pointing out difference in 2 seemingly identical images, transcribing audio files, liking someone on Facebook or following them on twitter and so on.

However, the reality is that most tasks don’t pay much, so don’t expect to quit your day job. Nonetheless, MTurk is a good option for those looking to grow their bank account (or PayPal in this case!) whenever there is a few hours to kill.

35- Review Software

Websites like SoftwareJudge will pay you for using and reviewing any of the software available in their collection. Write honest and detailed reviews and you increase your earning potential.

36- Answer Questions

Each one of us is an expert on something, and that means you too are an expert on something! Find that “something” and use your knowledge about it to offer answers and advice to people who are not familiar with the subject, on paid to answer sites.

37- Build Your Own Forum

Forums are some of the most visited kind of sites. As human we are social animals and that applies even in the cyber space. For a smart entrepreneur, that means opportunity!

You always liked talking about politics and making your 2 cents heard about whats happening in the political world, why not translate that passion into an online business! Create a forum around politics or whatever topic excites you.

Get people to join your forum by promoting it on other forums you participate in and also by posting controversial and attention grabbing posts. Once you start to receive some decent amount of traffic, monetize the space with related ads.

You can also do what many successful forums do, create an especial section on the forum where in order to get in, regular members have to pay a small fee. An example of that would be the WarRoom section of the famous WarriorForum, which only paid members have access to.

38- Do Data Entry

Not the scam one, we are talking about legitimate data entry for Google. Google pays people to take photos of businesses, and enter basic data such as hours of operation. You know how many business are located just next to your favorite grocery store?…

39- Develop Software

Know how to make a software? Then start developing software and plug-ins. One of the hottest plug-in markets is the blogging platforms like WordPress and Blogger. Use forums to find out what bloggers need that you can make a plug-in for. Create your plug-in or software and set up a free blog to advertise it.

40- Do Paid Forum Posting

As I mentioned above, building online forums can be a great source of income, but new forums have hard time attracting members. People are more likely to join your forum if your forum looks busy and there are already other people participating in it. That’s where paid forum posters cam in.

As a paid forum poster, you get paid for every new thread and post you participate in. On average you can earn $0.25 per post.

41- Become A Member Of Revenue Sharing Forums

If you like participating in forums or are already a member of any forum, look for “Ad Share” sign in your user CP. Some forums offer what is called “Ad Share” program where they share the revenue earned from ads displayed on the forum, with their members. And if you already spend time on a forum that does offer Ad Share, you might as well take advantage of the opportunity to make a few dollars.

42- Translate Document

s
Bilinguals are always on demand. If you speak a second language, you can use it to make money. Use classified ads sites and even freelancing sites to find clients who may need to translate documents and files from one language to another.

43- Sell On Fiverr

Fiverr.com is one of the fastest growing micro freelancing sites that has attracted lots of attention recently, due to the fact that thousands of average Joes are using it to really make a living charging a mere $5 for a variety of services and products.

Simply register for free and create a gig offering people your service. Whether its singing a song for them, calling their kids, pretending to be Santa, teaching them a Spanish phrase, making a Facebook fan page or whatever else, people pay you to do these thins for them on Fiverr.

You will be amazed how easy it is to turn the most weird and creepy things into a gig that makes you 5 bucks over and over again.

44- Be A Game Tester

Becoming a paid game tester is truly a fun way to earn some extra cash, but sadly finding legitimate companies to work for is no fun at all. Lots of scams in this industry and so you have to do your homework if you don’t want to be gamed yourself.

I have been hearing about it for a log time, but to be honest, I have never came across any legit paid game testing site. Although, I haven’t been looking hard either. But if I do find one, I will update this page with the new information. So, be sure to bookmark this page and check back.

45- Your Own Search Engine

Use Google to build your own custom search engine. Build a search engine for a specific topic like a search engine just for finding information related to music, games, movies or whatever else you like.

To get it going, set up contests for searchers, give prizes to the biggest searchers in order to entice people to use your search engine. You make your money when people search from your search engine and click on ads.

46- Blog Commenting Service

In order to rank higher and attract more traffic, more than anything else, bloggers need quality links pointing back to their blog from other related blogs. But for bloggers time is short and they barely have enough time to write content for their blogs, so they often hire other people to do blog commenting for them.

Go to a blog or webmaster related forum, become a member and post an ad in the classified section offering your blog commenting services. Then use your forum signature to link to that ad.

Once that’s done, start posting on the forum and participating wherever you can, especially on threads that have to do with link building and blog commenting in particular in order to put your signature in front of as many eyeballs as you can.

Soon enough you will have more orders that you can handle. That would be a good time to hire a few helpers!

47- Become A Job Referrer

With unemployment at a staggering %11 (at the time of this writing), finding job has never been harder for Americans (with the great depression of 1920′s being the exception here).

Again, all it takes is an entrepreneurial spirit to see opportunity even in this staled economy. That’s why sites like WiseStepp and Referearns were born. These sites basically pay you for referring new employees.

You can expect to make up to $1000 for referring the right person for the right job! Now that’s a job most of us would like to keep to ourselves!

48- Software Plus

You remember how you wished that software you bought last year could do more than just what it was built to do?… Do you know how many people around the world are thinking the same thing!?

If you have the skills and expertise, you can work on already developed software and tools to improve their functionality and performance.

49- Convert Online Money

Everybody knows that money exchangers take their bigger than “fair share” cut when converting currencies. But to do that you have to have a store front, you got to do lots of paper work, invest some money and so on.

Fortunately, you can make do the same thing online without having to deal with all the hassles and extras that comes with offline currency exchange. All you need is a simple website and you are ready to get up to 5% and even more for converting Egold to PayPal and vice versa.

50- Become A Drop Shipper

Use sites like CaféPress to create a free storefront online and be a drop shipper. You don’t have to deal with anything but getting customer to visit your online store front.

51- Sell Craft and Art Work Online

Retired and have lots of free time on your hand? Enjoy creating stunning works of art?… If so, turn your free time and skills into a profit-making machine by creating artworks and selling them online, either on your own site or on eBay, Craigslist or other classified and online auction sites.

52- Do CPA Marketing

CPA or Cost Per Action is a much easier version of affiliate marketing. As long as the person you send to the merchant’s site takes a specific action required by the merchant, such as signing up for their newsletter, opting for email updates, taking a poll or whatever else, you earn your commission.

In most cases, you don’t even have to generate a sale to get a commission. And that what makes CPA marketing attractive and very lucrative, the fact that people don’t have to spend money for you to make money. Its a lot easier to get people to opt for free things than reaching out for their credit cards!

53- Socialize

Now that Social networking sites are becoming more popular, a lot of people want to get in the game and cash in by running their own social networking site. But since they need some members to get the word out and make the site look active, they are willing to pay people to become members and post messages.

54- Naira Gifting

In Nairagifting.com, we make earning money online easy and fun. No matter who you are, or what you do, our affiliate plan is so simple that you can earn a residual income to your bank account.

You can grow a residual income from NGN2800 upto NGN82,688,600 by introducing only 3 people into the program. Inviting 3 people into NairaGifting.com is very important for the program to move smoothly and as planned. So, it is advisable you to take this task of introducing 3 people into NairaGifting.com very serious. See it as an investment for bigger tomorrow. Inviting more than 3 people into the program will not make you earn more than others in the phase 1 of the compensation plan but will make you earn faster than others because your downline levels will be filling faster. 

http://www.nairagifting.com/?bbemmanuell

55- Virtual Terminal Network VTN

http://www.virtualterminalnetwork.com/Invite.asp?ID=458970

Remember, although the Internet itself is a virtual world, there is nothing virtual about the need to work hard to make money online.